Rates, fees, and loan terms
Review representative terms before you apply. Actual offers depend on lender decisions and eligibility.
Loan amounts
$100 to $5,000
APR range
5.99% to 35.99%
Loan terms
3 to 24 months
Representative examples
Examples are illustrative only and do not guarantee approval.
| Loan Amount | APR | Term | Estimated Monthly Payment |
|---|---|---|---|
| $500 | 19.99% | 6 months | $87.17 |
| $2,000 | 24.99% | 12 months | $189.55 |
| $5,000 | 29.99% | 24 months | $277.39 |
Possible fees
Fees depend on the lender and may include origination fees, late payment fees, NSF fees, or returned payment fees. Many lenders do not charge prepayment penalties.
APR explained
APR reflects the yearly cost of borrowing including interest and applicable fees. Compare APRs when selecting offers to understand total costs.
Tip: Choose a shorter term when possible to reduce total interest paid.