Responsible lending practices

We partner with lenders who prioritize transparency, fairness, and borrower success.

Consumer Protection

Protecting borrowers with clear disclosures and fair reviews.

Fair Pricing

Rates aligned with risk and disclosed before you accept.

Clear Communication

Transparent terms, payment schedules, and servicing support.

Fair Treatment

Respectful borrower experiences throughout the loan lifecycle.

What we require

Clear APR, fee, and term disclosures before acceptance.
Ability-to-repay evaluation based on reliable data.
Accessible servicing and payment support channels.
Fair collections policies and hardship assistance.

What we prohibit

Hidden fees or unclear repayment timelines.
Pressure tactics or misleading marketing claims.
Prepayment penalties that trap borrowers.
Discriminatory lending practices.

Responsible borrowing tips

Borrow only what you need, review your budget, and set up automatic payments when possible to stay on track.

If you experience hardship, contact your lender immediately to discuss payment options.

Warning signs of predatory lending

Be cautious of lenders who promise guaranteed approval, require upfront fees, or refuse to provide written terms. Always review loan agreements carefully.